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Monday, October 19, 2009

Top Cash Back Credit Cards



American Express (R) Preferred Rewards Gold Card

American Express (R) Preferred Rewards Gold Card

Apply Online for This Credit Card

  • Earn 10,000 Membership Rewards(R) bonus points when you spend $500 in 3 months - redeemable for a $100 gift card!
  • The Membership Rewards(R) program - Earn 1 Membership Rewards(R) point for virtually every dollar you spend and redeem for your choice of travel, shopping, and entertainment rewards.
  • Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide.
  • Express Approval. Get a decision in less than 60 seconds.

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
N/A N/A N/A $125 annual fee No Excellent

American DreamCard™ MasterCard®

American DreamCard™ MasterCard®

Apply Online for This Credit Card

  • Over $1.1 Million Awarded to Date!
  • Large monthly cash jackpots
  • Earn entries from everyday shopping
  • Get 1,000 entries just for applying!
  • A New Winner Every Month!
  • Refer your friends and automatically receive 50 entries for each referral and get a signing bonus of 1,000 entries for each referral who is approved for the American DreamCard™
  • *See terms and conditions for important rate, fee, and other cost information, and limitations

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
N/A N/A 14.99% or 21.99% V $0- $59* No Average

TrueEarnings(R) Card from Costco and American Express

TrueEarnings(R) Card from Costco and American Express

Apply Online for This Credit Card

  • Earn cash back on gas and a $25 statement credit with your first purchase made with the Card.
  • Earn cash back virtually everywhere you go - 3% for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco
  • No Annual Fee with your paid Costco Membership
  • The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card
  • No Limit on the Cash Back earned

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
See Terms* See Terms* 15.24% See Terms* Yes Excellent

IBERIABANK Visa® Platinum Card

IBERIABANK Visa® Platinum Card

Apply Online for This Credit Card

  • Variable Rate APR ranging from Prime + 6.5% thru Prime + 13.00%
  • Earn 1 bonus point for every $1 in qualifying net retail purchases
  • Turn your points into hotel, gift, or experience rewards
  • Travel accident coverage up to $1,000,000
  • No annual membership fee
  • Low Introductory APR on balance transfers for your first 6 billing cycles. Applies to balance transfers processed within three months of your account open date.
  • 25 day grace period
  • Online access to credit card account information

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
N/A N/A 9.75% - 16.25% None Yes Excellent

Platinum Card(R) from American Express

Platinum Card(R) from American Express

Apply Online for This Credit Card

  • Earn 25,000 Membership Rewards(R) bonus points when you spend $1,000 in 3 months - Redeemable for one round-trip domestic airline ticket!
  • 24-hour access to Concierge service for the finest experiences in dining, entertainment, and luxury
  • Fine Hotels & Resorts Program - exclusive amenities at boutique, resort, and luxury hotels around the world
  • By Invitation Only(R)Events - access to exclusive, once-in-a-lifetime events
  • Complimentary Airport Club Access
  • The Membership Rewards First(R) program - Enjoy exclusive access to rewards and experiences featuring luxury retail, lifestyle, and world-class travel

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
N/A N/A N/A $450 annual fee No Excellent

Visa® Black Card

Visa® Black Card

Apply Online for This Credit Card

  • 0% APR for 6 Months on Balance Transfers*
  • Exclusive Rewards Program - Receive 1% cash back on purchases or points that can be redeemed for travel on any airline at anytime
  • Limited Membership - Limited to ensure the highest caliber of personal service is provided to every Cardmember
  • 24-Hour Concierge Service - Enjoy our 24-hour world class Concierge Service, ready to assist you with all your travel, leisure and personal needs
  • Patent Pending Carbon Card - The Black Card has a unique carbon design, guaranteed to get you noticed
  • Travel Lounge Priority Pass - World's largest independent airport VIP lounge program, allowing you access to more than 500 airport lounges in over 90 countries worldwide.

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
N/A N/A 13.24% $495 Yes Excellent
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