CreditServicer.com is a leading resource site designed to help consumers overcome their problems with ChexSystems and bad credit. We offer a variety of financial services including bad credit loans, credit cards, second chance banking, and debt relief. In addition, we provide free advice and resources which can help you improve your current financial situation.
Which ChexSystems solution is right for me?
There are several ways to overcome ChexSystems. The option you choose should be based on your personal situation and banking history. Many people have found their solution by opening a checking account through a bank that doesn't use ChexSystems, also known as Non-ChexSystems Banks. While many others have found relief by applying for a second chance checking account or a prepaid debit card. Browse through each option and see which one works best for you.
If I have bad credit, can I qualify for a new credit card?
Absolutely. There are credit cards designed especially for individuals with past credit problems. Check out our credit card page to find the most current list of "bad credit" credit cards. We provide applications to various types of credit cards, including unsecured, secured and prepaid debit cards.
Can I qualify for a personal loan even if I have bad credit?
The current credit crunch is making it more difficult for people to qualify for a loan. Lenders are more stringent with their lending guidelines nowadays, but there is hope. We've teamed up with HFC and Citifinancial to bring you their personal loan services. They are currently accepting applications for all credit types.
I have bad credit and my debts are piling up, can you help me?
Yes, our debt relief partner can help you payoff your debts faster, lower your interest rates, and eliminate fees and late charges. Through debt consolidation, you can simplify your financial situation by making a single payment to the debt counselor. Don't ruin your credit any further, and stop those harassing phone calls from your creditors. Get started by filling out this short debt relief form.
Should I repair my own credit, or hire a credit repair company to do it for me?
We always recommend that you repair your own credit whenever possible. There have been thousands of reported cases where fly-by-night credit repair companies have scammed people out of money, and even ruined their credit. Visit our credit repair section for information on credit, and learn about ways to improve it on your own.
Ovation Credit Repair Service
Curious about what's on your credit report?
There are ways to obtain your credit report without paying a dime. Here's three easy ways to get your credit report with no strings attached: Free Credit Reports