With a low rate on purchases for 9 months our Classic Card could give you the flexibility to manage your money.
Take control of your card
Manage your credit card online
Check your balance or make a payment from your computer.
A Direct Debit means you’ll always pay your bill on time. Settle the balance in full or just make the minimum payment. However, we don’t recommend just making the minimum payment and you must have sufficient funds to pay your direct debit successfully.
Credit limit increase
You can ask us to review your credit limit after you’ve had the card for six months.
Move funds to a bank account
You can transfer money from your Classic Credit Card to any UK bank account. You simply pay your money transfer rate from the date of the transfer, and the minimum transfer is £250. See our rates and charges.
Your Classic Credit Card gives you access to £300 each day, from cash machines around the world. The amount you can withdraw depends on your credit limit, and there’s a 3% handling fee - a minimum of £3.
Purchases and balance transfers
Pay a low rates of just 4.9% p.a. on all your purchases for a whole nine months from account opening.
After the introductory period, your purchases will be charged at your standard rates. Find out more about purchases – see our rates and charges.
We may end any introductory offer if you do not pay on time or stay within your credit limit
Transfer your balances
Why not consolidate your existing debt into one easily manageable sum by transferring balances from your existing cards to your NatWest Credit Card.
There is no fee and so your transferred balances will just be charged at your standard rates. Find out more about balance transfers - see our rates and charges.
Transfer up to a limit of 95% of your credit limit
If your new Classic Credit Card has a limit of £2000, you could switch up to £1900 of your existing balances.
Interest-free period every month
If you pay your balance (and your previous month's balance) in full and on time each month you'll enjoy up to 56 days' interest free credit on all purchases.
No annual fee
We don’t send you a bill just for choosing a Classic Credit Card.
1% discount on the APR
If you also have an Advantage Gold current account you are guaranteed a 1% discount on the standard typical APR for at least 12 months. Rates variable. To take advantage of this offer you must log in to online banking and apply by clicking on the ‘credit card’ link. If you do not use online banking, please call us on 0800 096 0220 to apply.
Family and friends
Add another cardholder
Who do you know that would really appreciate being on your credit card account? Just remember that although they’ll be able to spend on your account, you’ll always be responsible for the card.
NatWest Wine Club
Look out for cardholder-only offers, as well as the occasional free gift. For more details or to register please call 0870 162 0331*.
NatWest Travel Service
Book holidays and work trips with a great choice of discounts, including air tickets and hotels.
Turn to us for the lowdown on visas, passports, health and vaccinations before you travel. We can also forward documents or medical supplies while you’re travelling.
Medical support on your travels
Whether you become ill overseas or have an accident and need immediate treatment, we can arrange essential medical transport. Plus we can arrange for your dependent children to return to the UK.
* Maximum call charge from a BT landline is 8p plus up to 8p per minute. Calls from other networks may vary.